Can anyone apply for a small personal loan?
As long as you’re a Permanent Australian Resident, 18 years of age or older, have a bank account and phone in your name, and a driver’s licence or 100 points of ID, you’re welcome to apply.
For new clients (never had a loan with us before), you need to be working. You can also be receiving Centrelink benefits, but your take home wage needs to be at least $500/week. We are unable to accept an application if you only receive Centrelink benefits. We may also consider small loans for people with some bad credit.
We offer small loans online for people right across Australia - including Brisbane, Sydney, Melbourne, Adelaide, Perth, Gold Coast, Sunshine Coast, Toowoomba, Cairns, Darwin, Wollongong, Newcastle, Hobart, Canberra and anywhere in between!
How much can I borrow?
You may apply for a small personal loan from $500 - $5,000. Higher amounts are also available for car loans and secured business loans.
How much are the loan repayments?
Our simple loan calculator gives you a choice of terms for repayments including all fees, charges and interest. Plus, there are no penalties for early payouts!
When can I get the cash?
Same day funding is available. We do our best to make the process as fast as possible. During office hours you generally receive a conditional answer within hours, then if approved, its up to you how quickly you sign and return your loan documents.
How do I apply for a small cash loan?
The application process is quick and easy:
- Choose a loan amount between $500 and $5,000
- Complete the online application
- Get approved — usually within a few business hours
- Get cash — the $$$’s are in your account
